:root{--bg:#f6f7f9;--card:#fff;--ink:#1d2733;--muted:#5b6876;--brand:#8b1e2b;--brand2:#b33a3a;--accent:#2f6f8f;--ok:#2e7d4f;--warn:#b7791f;--bad:#b42318;--line:#e3e7ec}
*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;background:var(--bg);color:var(--ink);font-size:15px;line-height:1.45}
header.top{background:var(--brand);color:#fff;padding:14px 32px;display:flex;align-items:center;gap:14px}
header.top .logo{width:34px;height:34px;border-radius:8px;background:#fff;color:var(--brand);display:grid;place-items:center;font-weight:800}
header.top h1{font-size:18px;margin:0;font-weight:700}header.top .sub{opacity:.85;font-size:13px}
header.top .right{margin-left:auto;font-size:12px;background:rgba(255,255,255,.15);padding:4px 10px;border-radius:20px}
.example-banner{background:#fff4d6;border-bottom:1px solid #f0d58a;color:#6b4e00;padding:8px 32px;font-size:13px}
main{max-width:1100px;margin:24px auto;padding:0 24px}
.stepper{display:flex;gap:6px;margin-bottom:18px;flex-wrap:wrap}
.stepper .s{flex:1;min-width:120px;padding:8px 10px;border-radius:8px;background:#e9edf1;color:var(--muted);font-size:12.5px;font-weight:600}
.stepper .s.on{background:var(--brand);color:#fff}.stepper .s.done{background:#d8e8df;color:#1f5a3a}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px 24px;margin-bottom:16px;box-shadow:0 1px 2px rgba(0,0,0,.03)}
.card h2{margin:0 0 4px;font-size:20px}.card h3{margin:0 0 10px;font-size:16px}.hint{color:var(--muted);font-size:13px;margin:0 0 14px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px 18px}
label.f{display:block;font-size:13px;font-weight:600;margin-bottom:4px}
input[type=text],input[type=number],select,textarea{width:100%;padding:8px 10px;border:1px solid #cfd6dd;border-radius:8px;font:inherit;background:#fff}
textarea{min-height:70px}
.radios{display:flex;flex-wrap:wrap;gap:6px}.radios label{border:1px solid #cfd6dd;border-radius:20px;padding:5px 12px;font-size:13px;cursor:pointer;background:#fff}
.radios input{display:none}.radios input:checked+span{color:#fff}.radios label:has(input:checked){background:var(--accent);border-color:var(--accent);color:#fff}
.toggle{display:flex;align-items:center;gap:8px;font-size:13.5px}
.toggle input{width:36px;height:20px;appearance:none;background:#cfd6dd;border-radius:20px;position:relative;cursor:pointer}
.toggle input:checked{background:var(--ok)}.toggle input::after{content:"";position:absolute;width:16px;height:16px;border-radius:50%;background:#fff;top:2px;left:2px;transition:.15s}.toggle input:checked::after{left:18px}
.slider-row{display:flex;align-items:center;gap:12px}.slider-row input[type=range]{flex:1;accent-color:var(--brand)}
.pill{display:inline-block;padding:2px 9px;border-radius:12px;font-size:12px;font-weight:600;background:#eef1f4;color:var(--muted)}
.pill.bad{background:#fde7e5;color:var(--bad)}.pill.warn{background:#fdf2dc;color:var(--warn)}.pill.ok{background:#e1f2e8;color:var(--ok)}.pill.info{background:#e3eef5;color:var(--accent)}
table.t{width:100%;border-collapse:collapse;font-size:13.5px}table.t th{text-align:left;color:var(--muted);font-weight:600;border-bottom:1px solid var(--line);padding:6px 6px}
table.t td{border-bottom:1px solid #f0f2f5;padding:6px 6px;vertical-align:middle}table.t td input,table.t td select{padding:5px 7px}
.btns{display:flex;gap:10px;justify-content:space-between;margin-top:10px}
button,.btn{font:inherit;font-weight:600;border-radius:8px;padding:9px 18px;border:1px solid var(--brand);background:var(--brand);color:#fff;cursor:pointer;text-decoration:none;display:inline-block}
button.ghost,.btn.ghost{background:#fff;color:var(--brand)}button.small{padding:4px 10px;font-size:12.5px}
.acct{border:1px solid var(--line);border-radius:10px;padding:14px;margin-bottom:12px;background:#fbfcfd}
.acct-h{display:flex;gap:10px;align-items:center;margin-bottom:8px;flex-wrap:wrap}.acct-h select,.acct-h input{width:auto}
.hero{display:grid;grid-template-columns:1.3fr 1fr;gap:24px;align-items:center}
.hero h2{font-size:30px;line-height:1.15;margin:0 0 10px}.hero p{color:var(--muted);font-size:15.5px}
.feat{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.feat .card{margin:0}.feat h3{font-size:15px}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.kpi{background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px 14px}
.kpi .v{font-size:22px;font-weight:700}.kpi .l{font-size:12px;color:var(--muted)}
.flag{display:flex;gap:12px;padding:11px 12px;border-radius:10px;border:1px solid var(--line);margin-bottom:8px;background:#fff}
.flag .ic{width:26px;height:26px;border-radius:50%;flex:none;display:grid;place-items:center;color:#fff;font-weight:800;font-size:14px}
.flag.bad .ic{background:var(--bad)}.flag.warn .ic{background:var(--warn)}.flag.ok .ic{background:var(--ok)}.flag.info .ic{background:var(--accent)}
.flag b{display:block}.flag .why{font-size:12.5px;color:var(--muted);margin-top:2px}
.two{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.bar{height:12px;border-radius:6px;background:#eef1f4;overflow:hidden;display:flex}.bar span{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:8px 16px;font-size:12.5px;margin-top:8px}.legend i{display:inline-block;width:10px;height:10px;border-radius:2px;margin-right:5px}
pre.post{white-space:pre-wrap;background:#fbfbf8;border:1px solid #e5e2d6;border-radius:8px;padding:16px;font-family:"SFMono-Regular",Consolas,Menlo,monospace;font-size:12.5px;line-height:1.5;max-height:none}
.qs li{margin-bottom:7px}.src{font-size:11.5px;color:var(--muted)}
footer{max-width:1100px;margin:10px auto 30px;padding:0 24px;color:var(--muted);font-size:12px}
.tabs{display:flex;gap:6px;margin-bottom:12px}.tabs a{padding:7px 14px;border-radius:8px;background:#e9edf1;color:var(--ink);text-decoration:none;font-weight:600;font-size:13px}.tabs a.on{background:var(--ink);color:#fff}
.fundpick{position:relative}.dd{position:absolute;z-index:5;background:#fff;border:1px solid #cfd6dd;border-radius:8px;box-shadow:0 6px 18px rgba(0,0,0,.1);width:420px;max-height:260px;overflow:auto;font-size:13px}
.dd div{padding:6px 10px;border-bottom:1px solid #f1f3f5;cursor:pointer}.dd div:hover{background:#f3f6f9}.dd .er{float:right;color:var(--muted)}
.disclaimer-bar{background:#1d2733;color:#e9edf1;font-size:12px;padding:6px 32px;display:flex;gap:10px;align-items:center}
.disclaimer-bar b{color:#ffd27a}
header.top nav{margin-left:auto;display:flex;gap:6px}header.top nav a{color:#fff;text-decoration:none;font-size:13px;padding:5px 10px;border-radius:6px;background:rgba(255,255,255,.12)}header.top nav a.on{background:#fff;color:var(--brand)}
.seg{display:inline-flex;border:1px solid #cfd6dd;border-radius:8px;overflow:hidden;background:#fff}.seg span{padding:6px 12px;font-size:13px;font-weight:600;color:var(--muted);border-right:1px solid #cfd6dd}.seg span:last-child{border-right:0}.seg span.on{background:var(--accent);color:#fff}
.both{display:grid;grid-template-columns:1fr 1fr;gap:12px}.both .side{border:1px solid var(--line);border-radius:10px;padding:10px 12px;background:#fbfcfd;font-size:13px}.both .side h4{margin:0 0 6px;font-size:13px}.both .pro h4{color:var(--ok)}.both .con h4{color:var(--bad)}
.both .side ul{margin:0;padding-left:16px}.contested{border:1px solid var(--line);border-radius:12px;padding:14px;margin-bottom:12px;background:#fff}.contested h3{margin:0 0 4px}.contested .you{font-size:12.5px;color:var(--muted);margin-bottom:8px}
.modal-back{position:fixed;inset:0;background:rgba(20,28,36,.45);display:flex;align-items:flex-start;justify-content:center;padding-top:90px;z-index:20}.modal{background:#fff;border-radius:12px;width:760px;padding:20px 22px;box-shadow:0 20px 60px rgba(0,0,0,.25)}
.diff td.old{color:var(--muted);text-decoration:line-through}.diff td.new{color:var(--ok);font-weight:700}
.thr input:disabled{background:#f1f3f5;color:#7a8794}.badge-def{font-size:11px;background:#e3eef5;color:var(--accent);padding:1px 7px;border-radius:10px;margin-left:6px;font-weight:600}
.retire-branch{border:2px dashed #d9822b;background:#fffaf2;border-radius:12px;padding:16px 18px;margin-top:16px}.retire-branch h3{color:#a35a10}
.note{font-size:12.5px;background:#f3f6f9;border-left:3px solid var(--accent);padding:8px 10px;border-radius:4px;margin:8px 0}
.mono{font-family:"SFMono-Regular",Consolas,Menlo,monospace;font-size:12px}